Accident & Critical Illness Claim

If you have additional documentation, this can be sent to skadekontoret@aig.com. Please add your case number on the email.

We recommend that the damage claim is reported as soon as you become aware of it. The company is free from liability if the claimant has not notified the company of the claim within one year after the person concerned became aware of the circumstances that justify it, cf. FAL §§18-5.

Please see your insurance documents for more information about your insurance. If there is a deductible on your insurance contract, this is only deducted once.

We ask you to read your insurance documents to see what is covered by your insurance. If your damage has been approved as accidental damage, the insurance usually covers the following:

• Doctor and dentist
• Treatment and stay at public hospitals
• Physiotherapy and chiropractic treatment prescribed by a doctor
• Bone fracture compensation
• Dressings and medicine prescribed by a doctor
• Travel round trip from home address to treatment. Compensation is limited to the most reasonable alternative with regard to the insured's condition

We would like to point out that an accident injury must be considered approved before any cover can kick in.

Permanent medical disability means that you have lost part of your normal bodily function as a result of an accident injury. The medical invalidity is set at a degree from 1-100 per cent.

The degree of disability is determined by a specialist on an objective basis without regard to occupation, work or leisure interests, and is based on the disability table.

VMI compensation is normally paid from and including 1%.

Claims must be reported within one year from the date you became aware of the circumstances of your claim. Providing you submit your documentation within this timeframe, you may choose whether to submit your expenses all at once or when incurred.